Klarna Financing

We’ve partnered with Klarna and now offer finance on furniture, so you can spread your payment over 12 months at no extra cost. When you spend £300 or more on Oliver Bonas furniture, simply choose ‘Financing’ at the checkout to pay in monthly instalments.

How Klarna works

1Add furniture items only to your bag*, with a total order value of £300 or more*Remove non-furniture items to access Financing

2Select ‘Financing’ at the main checkout to start your online credit application

3Once you fill in your personal details and billing address, Klarna will give an instant approval decision

4If you are successful, your Klarna agreement starts and your order is completed

Repayment calculator

Work out your monthly repayments here:

Representative example of interest incurred if you miss a payment

Representative (Variable)

Purchase Interest Rate

Assumed Credit Limit

Oliver Bonas Rate

19.9% APR

19.9% p.a.

£ 1,200

0%*

*If you do not make your full monthly payment, the interest free arrangement will cease and you’ll be required to pay interest on all future payments at 19.9% APR Representative. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Klarna is a leading alternative payment provider. It was founded in 2005 in Stockholm, Sweden, with the aim of making online shopping simpler and quicker. Today they offer different payment options to 60 million consumers and 100,000 merchants. Oliver Bonas is offering Klarna Financing, so you can pay for your purchase over time, instead of all at once

How do I apply?

When you apply for interest free credit with Klarna for the first time, you’ll be asked to provide your phone number, email address, billing address and date of birth. This information will be kept secure by Klarna. Oliver Bonas does not have access to this. If you use Klarna Financing again, you’ll only need to agree your order and won’t need to provide the same personal information again. To be eligible you must be at least 18 years old, and the success of your application is subject to your financial circumstances and a full credit search.

Made to Order Furniture

Please note that our Made to Order furniture may take 6-10 weeks for delivery. We take payment at the time you place your order, whether you choose to pay in full or to spread your payments with with Klarna Financing. This means that your first monthly instalment may be requested by Klarna prior to your furniture being delivered.

How does it work?

You will be set up with a Klarna Account and emailed monthly statements. You are responsible for making the agreed repayments on time and in full. You can choose to make a manual payment each month or set up automated direct debit payments via your online Klarna account or the Klarna app. Go to www.klarna.com and log in to access your Klarna account or if you have any questions regarding your account, contact Klarna customer support at www.klarna.com/uk/customer-service or call local number 020 3005 0833 or freephone number: 0808 1893 333 If you miss a payment or don’t pay in full, Klarna will charge £12. If you miss more than two payments, you will lose your offer of 0% interest with Oliver Bonas and the remaining balance will incur interest at 19.9% APR (variable).

Oliver Bonas Ltd, Unit F, Davis Road Industrial Park, Chessington, Surrey KT9 1TQ is authorised and regulated by the Financial Conduct Authority FCA FRN 675769 and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions